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New Blood Entry — Haven by Digital McKinsey

Award: Wood Pencil

Digital McKinsey / 2018

People left behind by traditional finance don’t just live in developing, politically unstable or war-torn countries. In the United States, a first-world nation, DACA recipients or ‘Dreamers’ are financially crippled due to their unstable citizenship status. Through micro-banking and micro-loans, the Haven app empowers ‘Dreamers’ to take steps towards escaping the cycle of poverty by giving them access to small loans and the ability to gain interest.