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New Blood Entry — Balikbayan

Award: Wood Pencil

Digital McKinsey / 2018

This project is dedicated to the Phillipines; a country where 86% of households are unbanked.

An international family card allows an international Philippine worker to transfer money from an app to a spending card, which their family in the Philippines has. The card only uses an online exchange rate, so it essentially cuts out the middle man. This means more essential funds can reach families in the Philippines.